When equity markets dip 10%+ the annuity pitches get amplified by 5 orders of magnitude as people start exploring "alternative investments" to equities and bonds. Are annuities a viable solution, or are they simply pushed aggressively by agents … [Read more...] about Annuities: The Good, The Bad, The Ugly

A Roth IRA conversion opens the door to a unique financial planning opportunity. Below will look at Roth IRA strategies and what you should consider when implementing one. Why Do A Roth IRA Conversion? Many of us do not enjoy paying taxes. The … [Read more...] about Roth IRA Conversions and Strategies

No I'm not joking. I don't have health insurance. My wife doesn't have health insurance. My children don't have health insurance. I imagine a few thoughts are circling through your head reading that, and among them would be "this has to be the … [Read more...] about Why I Don’t Have Health Insurance

Financial advisor fees have commonly been based on a percentage of assets under management. Numerous industry studies have shown that the typical median asset-based fee is about 1.00% annually for accounts under $1 million, and it doesn't scale down … [Read more...] about Disrupting Asset-Based Financial Advisor Fees

Many of us have run through retirement calculators. We punch in our current investment account balances, how much we'll save each year, what rate of return we expect, and it spits out a projected future value. That projection will be wrong. Even … [Read more...] about Why All Financial Planning Projections Are Wrong

On March 6th of this year I started my own financial planning firm. For my first blog post at Meredith Wealth Planning, I wanted to tackle: Why I started my own financial planning firm. How it is different than every other firm. Why this … [Read more...] about Why I Started My Own Financial Planning Firm