As you may have heard, the House Ways and Means Committee drafted a tax law proposal that came out on Monday. There has been much talk of a new tax bill since President Biden took office. This is the first proposal we have seen come from the Democrat … [Read more...] about New Tax Proposals Are Out!
"The most difficult subjects can be explained to the most slow-witted man if he has not formed any idea of them already; but the simplest thing cannot be made clear to the most intelligent man if he is firmly persuaded that he knows already, without … [Read more...] about Are Stocks Overvalued?
As financial advisors, we often have people ask us, “How do I know if I need an advisor?” or “I’m not sure if I need an advisor”. These are great questions and ones we like to help people address. Our goal is to work with clients that need and want … [Read more...] about Do You Need a Financial Advisor?
With interest rates hovering around all-time lows, borrowers may not be in a hurry to pay down their mortgage. The common perception is that rates are very low, so now we can borrow at 2.5% - 3.5% to buy a home, and invest extra money into a … [Read more...] about Should You Pay Down Your Mortgage or Invest?
Many of you were aware that I had a self-imposed client capacity limit, and as that limit approached I had to decide if I wanted the firm to grow beyond myself or close the doors to new clients. While the last two years have been a bit of a … [Read more...] about Introducing Zachary Joiner, CFP®
A Roth IRA conversion opens the door to a unique financial planning opportunity. Below will look at Roth IRA strategies and what you should consider when implementing one. Why Do A Roth IRA Conversion? Many of us do not enjoy paying taxes. The … [Read more...] about Roth IRA Conversions and Strategies
Over the years as a financial planner I have developed a few pet peeves. It was fun to jot a few of them down below. Pet Peeve #1: Dividends Stock dividends can make some investors mouth's water, but they shouldn't. Dividends are simply cash … [Read more...] about Finance Pet Peeves
Many of us have heard the data that it is very difficult to outperform the broad market index over time. While many mutual fund managers dedicate their life mission to this goal, few succeed. There was good reason to believe Ryan Jacob would be … [Read more...] about How A Bad Investment Can Improve Your Portfolio
Bitcoin/Cryptocurrency Previously I have disclosed that I do not own any positions in cryptocurrency, and I still do not intend to. That being said, I am not opposed to people owning it. However, I do enjoy the crypto investment thesis debate and … [Read more...] about Bitcoin, Gamestop, and Robinhood
Where does one start when looking back on 2020? It seemed the year was off to a poor start when Kobe Bryant and his 13 year old daughter were tragically killed in a helicopter crash. The year continued to go downhill from there. By the end of … [Read more...] about A Look Back at 2020