Many of you were aware that I had a self-imposed client capacity limit, and as that limit approached I had to decide if I wanted the firm to grow beyond myself or close the doors to new clients. While the last two years have been a bit of a … [Read more...] about Introducing Zachary Joiner, CFP®
Roth IRA Conversions and Strategies
A Roth IRA conversion opens the door to a unique financial planning opportunity. Below will look at Roth IRA strategies and what you should consider when implementing one. Why Do A Roth IRA Conversion? Many of us do not enjoy paying taxes. The … [Read more...] about Roth IRA Conversions and Strategies
Finance Pet Peeves
Over the years as a financial planner I have developed a few pet peeves. It was fun to jot a few of them down below. Pet Peeve #1: Dividends Stock dividends can make some investors mouth's water, but they shouldn't. Dividends are simply cash … [Read more...] about Finance Pet Peeves
How A Bad Investment Can Improve Your Portfolio
Many of us have heard the data that it is very difficult to outperform the broad market index over time. While many mutual fund managers dedicate their life mission to this goal, few succeed. There was good reason to believe Ryan Jacob would be … [Read more...] about How A Bad Investment Can Improve Your Portfolio
Bitcoin, Gamestop, and Robinhood
Bitcoin/Cryptocurrency Previously I have disclosed that I do not own any positions in cryptocurrency, and I still do not intend to. That being said, I am not opposed to people owning it. However, I do enjoy the crypto investment thesis debate and … [Read more...] about Bitcoin, Gamestop, and Robinhood
A Look Back at 2020
Where does one start when looking back on 2020? It seemed the year was off to a poor start when Kobe Bryant and his 13 year old daughter were tragically killed in a helicopter crash. The year continued to go downhill from there. By the end of … [Read more...] about A Look Back at 2020
10 Years As a Financial Advisor
At the end of December I will have been a financial advisor for 10 years. In some sense it feels like a lifetime has gone by, and in other ways it only feels like a few months. Early in my career I feared the question from prospective clients "how … [Read more...] about 10 Years As a Financial Advisor
Take the Parallax View
Parallax - is a displacement or difference in the apparent position of an object viewed along two different lines of sight. Billy Beane is the general manager of the Oakland Athletics baseball team, and portrayed by Brad Pitt in the 2011 movie, … [Read more...] about Take the Parallax View
Should You Sell Your Stocks Before The Election?
I don't know if you've heard, but there is a Presidential election in November. Every 4 years this seems to add a bit of nervousness for investors. This is the third Presidential election in my short career as a financial planner. In all three … [Read more...] about Should You Sell Your Stocks Before The Election?
Does Investing in Gold Make Sense?
Investing in gold is once again gaining in popularity, with the price appreciating over 25% for the year thus far. On August 6th the price reached an all time high of $2,065 an ounce and it has since retracted. Some investors view gold as a hedge … [Read more...] about Does Investing in Gold Make Sense?