Over the years as a financial planner I have developed a few pet peeves. It was fun to jot a few of them down below. Pet Peeve #1: Dividends Stock dividends can make some investors mouth's water, but they shouldn't. Dividends are simply cash … [Read more...] about Finance Pet Peeves
Many of us have heard the data that it is very difficult to outperform the broad market index over time. While many mutual fund managers dedicate their life mission to this goal, few succeed. There was good reason to believe Ryan Jacob would be … [Read more...] about How A Bad Investment Can Improve Your Portfolio
Bitcoin/Cryptocurrency Previously I have disclosed that I do not own any positions in cryptocurrency, and I still do not intend to. That being said, I am not opposed to people owning it. However, I do enjoy the crypto investment thesis debate and … [Read more...] about Bitcoin, Gamestop, and Robinhood
Where does one start when looking back on 2020? It seemed the year was off to a poor start when Kobe Bryant and his 13 year old daughter were tragically killed in a helicopter crash. The year continued to go downhill from there. By the end of … [Read more...] about A Look Back at 2020
At the end of December I will have been a financial advisor for 10 years. In some sense it feels like a lifetime has gone by, and in other ways it only feels like a few months. Early in my career I feared the question from prospective clients "how … [Read more...] about 10 Years As a Financial Advisor
Parallax - is a displacement or difference in the apparent position of an object viewed along two different lines of sight. Billy Beane is the general manager of the Oakland Athletics baseball team, and portrayed by Brad Pitt in the 2011 movie, … [Read more...] about Take the Parallax View
I don't know if you've heard, but there is a Presidential election in November. Every 4 years this seems to add a bit of nervousness for investors. This is the third Presidential election in my short career as a financial planner. In all three … [Read more...] about Should You Sell Your Stocks Before The Election?
Investing in gold is once again gaining in popularity, with the price appreciating over 25% for the year thus far. On August 6th the price reached an all time high of $2,065 an ounce and it has since retracted. Some investors view gold as a hedge … [Read more...] about Does Investing in Gold Make Sense?
"Please cut the pizza into 4 pieces because I'm not hungry enough to eat 8." -Yogi Berra Before I say anything critical about Tesla's stock split, I would like to take the opportunity to remind everyone the stock is up about 300% since I questioned … [Read more...] about A Few Words on Stock Splits
No I'm not joking. I don't have health insurance. My wife doesn't have health insurance. My children don't have health insurance. I imagine a few thoughts are circling through your head reading that, and among them would be "this has to be the … [Read more...] about Why I Don’t Have Health Insurance