"The most difficult subjects can be explained to the most slow-witted man if he has not formed any idea of them already; but the simplest thing cannot be made clear to the most intelligent man if he is firmly persuaded that he knows already, without … [Read more...] about Are Stocks Overvalued?
Should You Pay Down Your Mortgage or Invest?
With interest rates hovering around all-time lows, borrowers may not be in a hurry to pay down their mortgage. The common perception is that rates are very low, so now we can borrow at 2.5% - 3.5% to buy a home, and invest extra money into a … [Read more...] about Should You Pay Down Your Mortgage or Invest?
Introducing Zachary Joiner, CFP®
Many of you were aware that I had a self-imposed client capacity limit, and as that limit approached I had to decide if I wanted the firm to grow beyond myself or close the doors to new clients. While the last two years have been a bit of a … [Read more...] about Introducing Zachary Joiner, CFP®
Roth IRA Conversions and Strategies
A Roth IRA conversion opens the door to a unique financial planning opportunity. Below will look at Roth IRA strategies and what you should consider when implementing one. Why Do A Roth IRA Conversion? Many of us do not enjoy paying taxes. The … [Read more...] about Roth IRA Conversions and Strategies
Finance Pet Peeves
Over the years as a financial planner I have developed a few pet peeves. It was fun to jot a few of them down below. Pet Peeve #1: Dividends Stock dividends can make some investors mouth's water, but they shouldn't. Dividends are simply cash … [Read more...] about Finance Pet Peeves
How A Bad Investment Can Improve Your Portfolio
Many of us have heard the data that it is very difficult to outperform the broad market index over time. While many mutual fund managers dedicate their life mission to this goal, few succeed. There was good reason to believe Ryan Jacob would be … [Read more...] about How A Bad Investment Can Improve Your Portfolio
